GMR Services

Insured Benefits: Medical Insurance Health Savings Accounts (HSA’s) Dental Insurance Vision Insurance Life Insurance AD&D Insurance Statutory Disability Insurance (DBL) Short Term Disability Insurance Long Term Disability Insurance Long Term Care Insurance Voluntary Benefits Group Auto & Home Insurance Self-Funded Benefits: Medical Coverage Dental Coverage Vision Coverage Administered Benefits: Section 125-Premium Only Plans Section 125-Flexible Spending Accounts Section 125-Full Cafeteria Plans Section 105-Medical Reimbursement Plans Section 132-Pre-Tax Parking Plans COBRA Administration HIPAA Administration Employee Assistance Programs (EAP) Trust Administration (Health & Welfare) Trust Administration (Supp. Unemployment) Trust Administration (Vacation & Holiday) Employee Financial Planning Services

Payroll Services: Standard Payroll Specialty Payroll (Prevailing Wage & Union) Time and Attendance Retirement Plans: Simple IRA’s SEP IRA Plans 401(k) Plans Profit Sharing Plans Money Purchase Plans ESOP Plans Defined Benefit Plans Section 403(b)(7) Plans Section 457 Plans Self-Directed IRA’s Individual Annuity Contracts Deferred Compensation Plans Executive Bonus Plans Prevailing Wage Plans  HR Services: Employee Manuals Employee Training Employee Policies, Training & Documentation Professional Employee Organization (PEO) HRIS System Employer Resources: Benefit Program Analysis and Review Executive Planning-Buy/Sell Agreements, Key Personnel Business Continuation Planning Reference Checking Services Prevailing Wage Compliance (State and Federal) Prevailing Wage Audit Support  (State and Federal

The GMR Advantage!  Toll free Employee Help Line (24/7)       Employee Web Access (Retirement Plans)  Employer Web Access (Retirement Plans)  Employee Enrollment Support  Employee Information Meetings   Employee Communications  Customized Plan Design  Ongoing Quality Service & Support   Members: Associated Builders & Contractors, General Building Contractors, Associated General Contractors, Rochester Business Alliance Small Business Council